Question: If I was financially able one year but did not go, and later became poor, what is the ruling?

Answer: If all conditions of ability were met and you had the opportunity to go but neglected it, Hajj becomes firmly established upon you as a binding religious duty. Even if you later lose your wealth, the obligation does not lapse. You must perform it whenever you are able—even with normal difficulty. If you are unable until the end of your life, you must make a will for Hajj to be performed on your behalf from your estate.